Advanced Calculator

Refinance vs Keep Current Loan Calculator

See whether refinancing actually saves you money or if keeping your current mortgage and paying down principal is the smarter move.

Compare 4 strategies side-by-side
Calculate true break-even point
Find your negotiation threshold
See payoff dates instantly
Analyses: 0 used(1/month)
Quick Analysis
Enter your basic loan details for a fast comparison
$
%
%
$

Enter your loan details

Fill in the form and click "Run Analysis" to see your refinance comparison

Ready to analyze your next rental property?

Use RentalIQ to instantly analyze Airbnb and VRBO investment opportunities with professional investor metrics.

Investment Calculator

ROI Calculator

Quickly calculate your return on investment, profit percentage, annualized ROI, and total gain so you can evaluate whether an investment is actually worth it.

Calculate simple ROI instantly
See total profit and percentage return
Compare annualized ROI over time
Evaluate whether an investment meets your target return
ROI Analyses: 0 used(1/month)
Investment Details
$
$
$

Closing, repairs, taxes, commissions

$

Rental income, dividends, etc.

3.0 years
Advanced Inputs (Optional)

Enter your investment details

Fill in the form and click "Calculate ROI" to see your investment returns